Financial Tools

Free calculators to help you make better financial decisions

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Real Estate Development ROI Calculator

๐Ÿ“‹ What This Tool Does

Purpose: Helps real estate developers and investors calculate the potential return on investment (ROI) when building residential units. You can compare two scenarios: selling the units immediately after completion or renting them out over time.

Use Case: You own land and want to build apartments or villas. Should you sell them immediately or rent them out? This calculator shows you the numbers for both strategies, helping you make an informed decision based on your cash flow needs and investment timeline.

What you paid for the land
Total cost to build (materials + labor)
Apartments or villas being built
If selling immediately
If renting out

๐Ÿ’ฐ Your Results

Enter your numbers and click Calculate

๐Ÿ’ก How to Use These Results

Selling Strategy: Good if you need cash quickly or want to reinvest in another project. Lower ROI but immediate liquidity.
Renting Strategy: Good for long-term passive income. Higher ROI over time but requires property management and maintenance.

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Compound Interest Calculator

๐Ÿ“‹ What This Tool Does

Purpose: Shows you how much your money will grow when interest compounds over time. Compound interest means you earn interest not just on your initial investment, but also on the interest you’ve already earned.

Use Case: Planning your savings or investments? This calculator shows you exactly how much you’ll have in the future if you invest a lump sum now and let it grow. Essential for retirement planning, education savings, or any long-term financial goal.

How much you’re investing now
Expected yearly return
How long will it grow?
How often interest is calculated

๐Ÿ“Š Your Investment Growth

Enter your numbers and click Calculate

๐Ÿ’ก The Power of Compound Interest

Albert Einstein allegedly called compound interest “the eighth wonder of the world.” The key insight: Start early! An investment made 10 years earlier can be worth significantly more than one made later, even with lower contributions, because it has more time to compound.

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Rule of 72 Calculator

๐Ÿ“‹ What This Tool Does

Purpose: The Rule of 72 is a simple mental math trick to estimate how many years it will take for your investment to double in value. Just divide 72 by your expected annual return rate. For example, at 8% annual return, your money doubles in approximately 9 years (72 รท 8 = 9).

Use Case: Quick back-of-the-envelope calculations when evaluating investment opportunities. Want to know if that 6% bond or 10% stock investment will double your money faster? This tool gives you an instant answer without complex formulas.

Expected yearly return on investment
Just for illustration purposes

๐ŸŽฏ Quick Reference

4% return: 18 years to double
6% return: 12 years to double
8% return: 9 years to double
12% return: 6 years to double

โฐ Doubling Timeline

Enter your return rate and click Calculate

๐Ÿ’ก Why the Rule of 72 Works

The Rule of 72 is a mathematical approximation that’s remarkably accurate for typical investment returns (3-12%). It’s based on logarithms but simplified for mental math. For very low rates (<3%) or very high rates (>12%), the rule becomes less precise, but it’s still useful for quick estimates.

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